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I’m ready for all the sunshine, beach trips, and rooftop brunches. But if there’s one golden rule I’ve learned (sometimes the hard way), it’s never step outside without SPF. No matter how dreamy the sun feels, it’s your skin’s biggest frenemy.

This season, I decided to revamp my skincare shelf with SPF moisturizers that truly multitask — hydrate, protect, and leave my skin radiant. After testing way too many, I’ve handpicked my absolute favorites — and I’m spilling the tea just for you!

Why an SPF Moisturizer Is Non-Negotiable This Summer

Negotiable This Summer

Before we jump into the fun part (my favorites!), here’s a quick reminder why SPF moisturizers are a total non-negotiable:

Sun Protection

Protects against UVA and UVB rays, aka the culprits behind premature wrinkles, sunspots, and worse, skin cancer.

Deep Hydration

Summer heat can be surprisingly dehydrating. A good SPF moisturizer keeps your skin happy and bouncy.

Streamlined Routine

Moisturizer + SPF = fewer steps. Who doesn’t want that on rushed mornings?

That Glow

The best ones give you a dewy, sun-kissed glow without feeling greasy.

My Tried-and-Tested Top SPF Moisturizers for Summer

1. CeraVe AM Facial Moisturizing Lotion SPF 30

⭐ Rating: 4.5/5

CeraVe AM Facial Moisturizing

If I could only recommend one drugstore hero, it would be this. Lightweight yet creamy, it melts into my skin without any white cast. Thanks to ceramides and niacinamide, it feels nourishing and keeps my skin plump all day.

My Take: It’s my go-to for everyday errands when I want something fuss-free and reliable.

2. EltaMD UV Clear Broad-Spectrum SPF 46

⭐ Rating: 5/5

EltaMD UV Clear Broad

This sunscreen-moisturizer hybrid has been a game-changer, especially for my occasional breakouts. It’s silky, calming (hello, niacinamide!), and never, ever clogs my pores.

My Take: If you have sensitive or acne-prone skin, this is your new best friend. Worth every penny.